Choose clarity with
fixed fees
At rockwealth, transparency and simplicity guide our financial advising services. We offer a fixed fee model designed to eliminate surprises and build trust.
Financial advice priced fairly
We believe that financial advice should be priced transparently and should directly correlate to the service delivered - not the size of your assets.
Our fixed fees are categorised into three distinct bands to accommodate everyone from wealth accumulators to retirees and high-net-worth individuals with complex financial situations. As independent financial advisers in Cheltenham, we're proud to be part of a small group of disruptive businesses challenging the status quo.
Unlike percentage fees that increase as your portfolio grows, our fixed fees only rise with inflation - meaning the longer you're with us, the better value you receive. Want to understand exactly what working with us looks like? Discover our proven 4-stage planning process and see how we build lasting financial confidence.
Our team combines decades of experience with a genuine passion for helping families achieve their goals. Learn more about the people behind rockwealth and why we chose to do things differently.
Watch: Fee Comparison
How do our fees compare?
Transparent Pricing
Simple, clear fees
Our pricing is structured to be fair and predictable, allowing you to plan your financial future with confidence.
Financial MasterPlan
A comprehensive plan crafted specifically for you - your complete roadmap to financial clarity and confidence.
- Full financial analysis
- Detailed cashflow modelling
- Tax-efficient structuring
- Investment strategy
- Clear action plan
Ongoing Service
For ongoing coaching and planning, we divide our clients into three price bands based on value added, complexity and time.
For those with smaller portfolios, percentage fees can work out cheaper. If that applies in your case, you will have that option.
See the savings for yourself
Watch how fixed fees can save you tens of thousands compared to traditional percentage-based models.
Why fixed fees work better
No surprises
Know exactly what you'll pay before we start. Your fee is agreed upfront and won't change.
Aligned interests
We're paid for advice quality, not asset growth. Our recommendations are never influenced by commission.
Save significantly
Most clients save tens of thousands compared to percentage fees over their lifetime.
Fair for everyone
Whether your portfolio is £1m or £3m, you pay for the service delivered - not a percentage of your wealth.
Fixed fees vs percentage fees
See how our approach differs from traditional percentage-based advisers
*Illustrative long-term comparison based on a 25-year timeframe and a £1m portfolio using typical industry percentage-fee assumptions.
What our clients say
Frequently asked questions
Why do you charge fixed fees instead of percentages?
We believe financial advice should be priced based on the work involved and value delivered, not the size of your investments. Percentage fees punish success - the more your investments grow, the more you pay, even though the work required stays the same.
What's included in the Financial MasterPlan fee?
Your MasterPlan includes comprehensive analysis of your current situation, detailed cashflow modelling, tax-efficient structuring recommendations, investment strategy, retirement projections, and a clear action plan. It's your complete financial roadmap.
How much can I save with fixed fees?
A typical client with £500,000 invested paying 1% annually would pay £5,000 per year - £50,000 over a decade. Our fixed fees often represent a fraction of this, potentially saving you £30,000-£50,000 or more over time.
When might percentage fees work out cheaper?
For smaller portfolios (typically under £150,000), percentage fees may work out cheaper. We'll always be upfront about this and offer you the option if it applies to your situation.
Do you charge for the initial meeting?
No. The first meeting is always at our cost. We take time to understand your situation and goals, and determine whether we can genuinely add value before you commit to anything.
What determines which price band I fall into?
Your ongoing service fee depends on a combination of value added, complexity of your situation, and time required. We'll discuss this transparently and agree your fee before any work begins.
Start with clarity, scale with confidence
rockwealth helps families across Gloucestershire build financial security - with evidence-based investing, fair fixed fees, and advice that puts your life first.
