Choose clarity with
fixed fees
At rockwealth, transparency and simplicity guide our financial advising services. We offer a fixed fee model designed to eliminate surprises and build trust.
Fixed fee financial advice, priced fairly
You should know what you are paying, what the fee covers and how it has been calculated before any work begins.
Your Financial MasterPlan is quoted as a fixed fee based on the planning involved. If you continue with us, your ongoing fee reflects the service, complexity and support you need. For smaller portfolios, a percentage charge can sometimes cost less, and we will explain the options clearly.
For a clearer view of what your fee covers, explore our four-stage client journey.
A fairer way to charge
Fees based on advice, not portfolio size
Unlike percentage-based charging, our fees are linked to the service you receive and the complexity of your circumstances, rather than automatically increasing as your investments grow.
Watch: Fee comparison · How do our fees compare?
Transparent Pricing
Simple, clear fees
Our pricing is structured to be fair and predictable, allowing you to plan your financial future with confidence.
Financial MasterPlan
A comprehensive plan crafted specifically for you - your complete roadmap to financial clarity and confidence.
- Full financial analysis
- Detailed cashflow modelling
- Tax-efficient structuring
- Investment strategy
- Clear action plan
Ongoing Service
For ongoing coaching and planning, we divide our clients into three price bands based on value added, complexity and time.
For those with smaller portfolios, percentage fees can work out cheaper. If that applies in your case, you will have that option.
See the savings for yourself
Watch how fixed fees can save you tens of thousands compared to traditional percentage-based models.
Why fixed fees work better
No surprises
Know exactly what you'll pay before we start. Your fee is agreed upfront and won't change.
Aligned interests
We're paid for advice quality, not asset growth. Our recommendations are never influenced by commission.
Save significantly
Most clients save tens of thousands compared to percentage fees over their lifetime.
Fair for everyone
Your fee reflects the service delivered, with the approach and amount agreed clearly upfront.
Illustrative comparison of ongoing advice fees
Fixed fees vs percentage fees
How fixed and percentage-based ongoing advice fees can differ over time while your investments remain under advice.
What this table compares
This illustration compares ongoing advice fees only. It excludes Financial MasterPlan fees, implementation costs, platform charges and underlying fund charges.
*Ongoing advice-fee illustration from the comparison video only. It assumes £500,000 remains invested for 25 years and grows by 3% a year above inflation. Both ongoing fee options start at £3,750: the percentage fee is 0.75% and rises with the portfolio, while the fixed fee increases in line with the assumed UK long-term inflation target. Financial MasterPlan, implementation, platform and underlying fund charges are excluded. This is not a forecast or a statement of the fee that will apply to you.
What our clients say
Frequently asked questions
How do you determine your advice fees?
We price financial advice according to the value added, complexity of your situation, and time required. We explain the available fee approach and agree the amount with you before any work begins.
What's included in the Financial MasterPlan fee?
Your MasterPlan includes comprehensive analysis of your current situation, detailed cashflow modelling, tax-efficient structuring recommendations, investment strategy, retirement projections, and a clear action plan. It's your complete financial roadmap.
How much can I save with fixed fees?
A typical client with £500,000 invested paying 1% annually would pay £5,000 per year - £50,000 over a decade. Our fixed fees often represent a fraction of this, potentially saving you £30,000-£50,000 or more over time.
When might percentage fees work out cheaper?
For those with smaller portfolios, percentage fees can work out cheaper. If that applies in your case, you will have that option.
Do you charge for the initial meeting?
No. The first meeting is always at our cost. We take time to understand your situation and goals, and determine whether we can genuinely add value before you commit to anything.
What determines which price band I fall into?
Your ongoing service fee depends on a combination of value added, complexity of your situation, and time required. We'll discuss this transparently and agree your fee before any work begins.
Start with clarity, scale with confidence
rockwealth helps families across Gloucestershire build financial security - with evidence-based investing, fair fixed fees, and advice that puts your life first.
