Financial Planning in Cheltenham
A clear plan.
Not a sales pitch.
Chartered Financial Planners in Cheltenham offering evidence-based, independent financial advice. No commission, no complexity, no hidden fees - just a bespoke plan built around your life.
Chartered Financial Planners in the Heart of Cheltenham
rockwealth is an evidence-based, fee-only financial adviser firm in Cheltenham, based at 3 Imperial Square. We provide independent financial advice to individuals and families across Cheltenham, Gloucestershire, and the Cotswolds.
Our Chartered Financial Planners take a life-focused approach - your financial plan starts with what matters to you, not a product to sell. Whether you need pension and retirement advice, investment management, inheritance tax planning, or a comprehensive financial roadmap, we build a bespoke plan around your goals.
As a fee-only firm, we never receive commissions from product providers. That means our advice is always independent and always in your interest. We welcome clients from across Gloucestershire and the Cotswolds, with meetings at our Cheltenham office, at your home, or by video call.
See how we help Cheltenham residents achieve financial clarity
Our process
How we work with you
From first conversation to ongoing partnership, our process ensures nothing is overlooked and you always understand what's happening.
Initial Discovery
Understanding your situation
This meeting is at our cost. We take time to get to know you, understand your goals, and determine whether we can add genuine value to your financial life.
Financial MasterPlan
Your bespoke roadmap
We prepare your Financial MasterPlan - a comprehensive, evidence-based report detailing our research and recommendations. This includes a full analysis of your situation and a clear action plan tailored to your goals.
Implementation
Making it happen
We handle all the paperwork and liaison with providers - setting up new accounts, arranging existing pensions, and putting your plan into action.
Ongoing Service
Your financial partner
Annual reviews, market updates, and proactive advice as your life evolves. Three clear price bands based on your situation - no hidden costs.
For smaller portfolios, percentage fees may work out cheaper - you'll have that option.
Why Cheltenham residents trust rockwealth
Based in the heart of Cheltenham at Imperial Square, we are Chartered Financial Planners who take the time to understand your life before recommending anything. Our evidence-based approach means your investments are grounded in academic research, not market speculation.
Whether you need help with retirement planning, pension consolidation, inheritance tax, or building a comprehensive financial plan, our fee-only model means we always act in your interest. We serve clients across Cheltenham, Gloucestershire, and the wider Cotswolds.
What our clients say
Frequently asked questions
What does Chartered Financial Planner mean?
Chartered status is the gold standard in financial planning, awarded by the Chartered Insurance Institute. It means our planners have passed the highest level of professional exams, follow a strict code of ethics, and commit to ongoing development. Not all financial advisers in Cheltenham hold this qualification.
How do you charge for financial planning in Cheltenham?
We charge fair, transparent fixed fees agreed upfront - never percentages of your wealth. Your initial Financial MasterPlan starts from £2,000. We are a fee-only firm: we don't receive commissions from product providers, so our advice is always in your interest.
What is evidence-based investing?
Rather than trying to predict markets or pick winning funds, we build portfolios grounded in decades of academic research. This means broad diversification, low costs, and a disciplined long-term approach - avoiding the speculation that erodes so many investors' returns.
How do I arrange a consultation at your Cheltenham office?
Book a free, no-obligation discovery meeting online or call us on 01242 505 505. We can meet at our office at 3 Imperial Square in the heart of Cheltenham, visit you at home across Gloucestershire and the Cotswolds, or arrange a video call - whatever suits you best.
Visit us
Our office is at 3 Imperial Square, in the heart of Cheltenham. We also offer home visits across Gloucestershire and the Cotswolds, or we can arrange a video call or phone consultation. Call us on 01242 505 505 to arrange your free discovery meeting.
Start with clarity, scale with confidence
rockwealth helps families across Gloucestershire build financial security - with evidence-based investing, fair fixed fees, and advice that puts your life first.
